Sign inGet started

INVESTING · INDIA

India Compound Interest & Lumpsum Investment Calculator

See how a one-time investment can compound.

Your details

▦
10,00,000 ₹
12 %
1 %
0 %
5 %
15 years

♢ Your data stays in your browser.

Review or recalculate this result online:
Verified for 2026-27Methodology 2026-27.1 · reviewed 2026-08-08 · review by 2027-03-01

Future value after fees and entered tax

₹47,84,589

Updated instantly from your inputs

Initial investment

₹10,00,000

Principal

₹10,00,000

Interest

₹37,84,589

Value in today’s money (5% inflation)

₹23,01,469

Principal vs. interest

Principal₹10,00,000
Interest₹37,84,589

Growth over time

PrincipalInterest
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
Assumptions used
FY 2026–27Rates remain constant for the projection unless you change them.Future values are nominal unless a today’s-money result is displayed.
Not automatically includedActual returns, inflation, fees and tax can differ from the assumptions entered.
Reviewed 16 August 2026 · Next review: Annual review

Compare scenarios

Change one assumption at a time to understand the trade-off.

Understand your result

Clear context for the values above.

Compound growth

Compound growth is included so you can interpret this estimate and make a better-informed comparison.

Time horizon

Time horizon is included so you can interpret this estimate and make a better-informed comparison.

Inflation impact

Inflation impact is included so you can interpret this estimate and make a better-informed comparison.

Risk and return

Risk and return is included so you can interpret this estimate and make a better-informed comparison.

How to use this calculator

  1. 1Enter your values in the fields above using the displayed ₹, percentage, or time units.
  2. 2Read the headline future value after fees and entered tax together with the supporting metrics.
  3. 3Select a comparison scenario and change one assumption at a time.
  4. 4Check the method and limitations below before using this educational estimate in a decision.

Explore this calculator

What your result means →The headline future value after fees and entered tax is based on the inputs currently shown above.Key terms explained →Review the assumptions, applicable rules, timing and real-world fees before making a decision.How to use this calculator →Enter your figures, review the live result, compare scenarios, then save or print your estimate.The calculation formula →The calculation follows the standard relationship between the displayed inputs. Results update whenever an input changes.Worked example →Using the current values produces ₹47,84,589.Assumptions and limitations →Review the assumptions, applicable rules, timing and real-world fees before making a decision.Costs or factors not included →Review the assumptions, applicable rules, timing and real-world fees before making a decision.Frequently asked questions →How accurate is this estimate? What should I check before relying on it? Can I save or share the result?

What your result means

This compound interest & lumpsum investment calculator translates the values you enter into a practical planning estimate. Review the headline result together with the comparison cards and supporting metrics.

The live result above currently shows ₹47,84,589. Change the inputs and compare scenarios to see how sensitive the estimate is.

Back to calculator topics ↑

How this calculator works

The calculator applies the standard compound interest & lumpsum investment relationship to the current inputs. Results recalculate immediately whenever a value changes.

The live result above currently shows ₹47,84,589. Change the inputs and compare scenarios to see how sensitive the estimate is.

Back to calculator topics ↑

Assumptions and factors not included

The estimate does not automatically include every fee, rule, timing difference or personal circumstance. Confirm the assumptions and any India-specific requirements before acting.

The live result above currently shows ₹47,84,589. Change the inputs and compare scenarios to see how sensitive the estimate is.

Back to calculator topics ↑

How to use the estimate

Use realistic inputs, compare more than one scenario and keep a copy of the result. Revisit the calculation whenever your circumstances or the applicable rules change.

The live result above currently shows ₹47,84,589. Change the inputs and compare scenarios to see how sensitive the estimate is.

Back to calculator topics ↑

Source & review statusOfficial reference ↗
Formula reviewed

India-specific contextValues use Indian numbering and ₹ amounts.

Important noteFor planning and educational use.

Your privacy mattersInputs remain on your device.

Important assumptions

Frequently asked questions

How is this result calculated?+

The result uses the standard formula for this calculator and the live values you entered.

Can I change the assumptions?+

Yes. Every input is editable and the result updates immediately.

Does this include every fee and rule?+

No. Review the limitations and confirm current official guidance before acting.

Can I save or print my result?+

Yes. Use the actions at the top of the page.

Official sources & assumptions

This calculator is for planning. Check the applicable official source before acting on a tax, investment, property, or employment decision.

Primary sourceOfficial reference 1 ↗

Review statusFormula and source reviewed
Period: ongoing

Not includedReturns are not guaranteed; entered fees, inflation and tax are simplified planning assumptions.

Before you rely on it

Use the result as a planning estimate and complete these checks before making a decision.

Review methodology →

Related calculators

Continue planning with another India-specific calculator.

SIP (Systematic Investment Plan) Calculator →SIP (Systematic Investment Plan) Calculator built around India rules, rates, and INR amounts.PPF (Public Provident Fund) Calculator →PPF (Public Provident Fund) Calculator built around India rules, rates, and INR amounts.EPF (Employee Provident Fund) Calculator →EPF (Employee Provident Fund) Calculator built around India rules, rates, and INR amounts.

KEEP EXPLORING

More money & finance calculators for India

SIP (Systematic Investment Plan) CalculatorSIP (Systematic Investment Plan) Calculator built around India rules, rates, and INR amounts.
PPF (Public Provident Fund) CalculatorPPF (Public Provident Fund) Calculator built around India rules, rates, and INR amounts.
EPF (Employee Provident Fund) CalculatorEPF (Employee Provident Fund) Calculator built around India rules, rates, and INR amounts.
Fixed Deposit & Recurring Deposit CalculatorFixed Deposit & Recurring Deposit Calculator built around India rules, rates, and INR amounts.
NPS (National Pension System) CalculatorNPS (National Pension System) Calculator built around India rules, rates, and INR amounts.

LEARN MORE

From our guides

SIP Explained: How Rupee-Cost Averaging Builds WealthA Systematic Investment Plan isn't a product — it's a method. Here's exactly how it works, and what it doesn't promise.