CRYPTO TAX · UNITED STATES

United States Crypto Capital Gains Tax Calculator

Estimate gain, holding period and a planning tax amount.

Enter your numbers

$
$
months
$

◇ Your values stay in this browser.

Review or recalculate this result online:
Verified for 2026Methodology 2026.1 · reviewed 2026-08-08 · review by 2026-12-01

Compare scenarios

Change holding period to see how the result responds.

How to use this calculator

  1. 1Enter your current sale proceeds, cost basis, holding period, other annual taxable income, federal filing status.
  2. 2Review the headline estimated gain or loss and the supporting figures beside it.
  3. 3Change one input at a time to compare a cautious and an optimistic scenario.
  4. 4Use the result for planning, then verify the applicable lender, tax, benefit, school, or medical guidance before acting.

Explore this calculator

Compare the numbers that matter

01

Proceeds

$18,500

02 · KEY VIEW

Cost basis

$9,200

03

Gain or loss

$9,300

04

Estimated tax

$1,395

Plain-English guidance

Everything needed to review the estimate before making a decision.

Cost basis

Learn what this number means and how it is calculated.

Read guide →

Short vs long term

See the assumptions that have the greatest effect.

Read guide →

Lots and methods

Compare a realistic low, middle and high scenario.

Read guide →

Taxable events

Know what to verify before you take the next step.

Read guide →

Method, assumptions and worked result

This planning experience updates the result from the values above. The current scenario produces $9,300. It is designed to make the relationship between inputs visible—not to replace an official quote, benefit statement, tax return, clinical assessment, or lender decision.

What to verify

Short-term gains (held 12 months or less) are taxed at 2026 federal ordinary-income brackets; long-term gains use representative 0/15/20% thresholds (approximate -- verify against a live IRS source). Losses reduce tax to $0 and are shown as a negative gain. Transfers, fees, staking, mining, gifts, state tax and wash-sale developments need transaction-level review.

The formula, edge cases, official sources, and review date remain part of the publication checklist for this US-localized calculator.

Frequently asked questions

What does the estimated gain or loss show?+

It is a planning estimate based on the values currently entered. Supporting cards help show the components or trade-offs behind it.

Can I change the assumptions?+

Yes. Edit any input, then compare the revised result with the starting scenario.

Is this an official quote or determination?+

No. Confirm current requirements and your individual circumstances with the relevant official source or qualified professional.

Can I save this scenario?+

Yes. Use Save at the top of the page to keep the current inputs in this browser, or share and print the page.

Official references

Rules and thresholds used by this calculator are labelled for 2026 or formula-labelled period. Review the primary guidance before making a filing, borrowing, benefit or investment decision.

Last source review: 3 August 2026. Calculator results are estimates and may exclude circumstances described in the methodology.

Official-source readyDesigned for IRS, SSA, CFPB, CDC and other primary references.

Privacy firstInputs remain on your device unless you choose to share.

Mockup statusVisual and interaction concept—formula validation still required.