TAX & SALARY · INDIA

India HRA Exemption Calculator

Estimate the tax-exempt portion of your HRA.

Your details

8,40,000
0
0
3,60,000
3,00,000
1

♢ Your data stays in your browser.

Review or recalculate this result online:
Verified for 2026-27Methodology 2026-27.1 · reviewed 2026-08-08 · review by 2027-03-01

Estimated exempt HRA

₹2,16,000

Updated instantly from your inputs

Annual basic salary

₹8,40,000

Exempt HRA

₹2,16,000

Taxable HRA

₹1,44,000

Binding limit: Rent paid minus 10% of qualifying salary

Exempt HRA₹2,16,000
Taxable HRA₹1,44,000
Assumptions used
FY 2026–27Rules are modelled for FY 2026–27.
Not automatically includedEligibility, special cases and later rule changes can alter the result.
Reviewed 16 August 2026 · Next review: At the next rule change or within 90 days

Compare scenarios

Change one assumption at a time to understand the trade-off.

Understand your result

Clear context for the values above.

Metro rule

Metro rule is included so you can interpret this estimate and make a better-informed comparison.

Non-metro rule

Non-metro rule is included so you can interpret this estimate and make a better-informed comparison.

Rent receipts

Rent receipts is included so you can interpret this estimate and make a better-informed comparison.

Section 10(13A)

Section 10(13A) is included so you can interpret this estimate and make a better-informed comparison.

How to use this calculator

  1. 1Enter your values in the fields above using the displayed ₹, percentage, or time units.
  2. 2Read the headline estimated exempt hra together with the supporting metrics.
  3. 3Select a comparison scenario and change one assumption at a time.
  4. 4Check the method and limitations below before using this educational estimate in a decision.

Explore this calculator

What your result means

This hra exemption calculator translates the values you enter into a practical planning estimate. Review the headline result together with the comparison cards and supporting metrics.

The live result above currently shows ₹2,16,000. Change the inputs and compare scenarios to see how sensitive the estimate is.

Back to calculator topics ↑

How this calculator works

The calculator applies the standard hra exemption relationship to the current inputs. Results recalculate immediately whenever a value changes.

The live result above currently shows ₹2,16,000. Change the inputs and compare scenarios to see how sensitive the estimate is.

Back to calculator topics ↑

Assumptions and factors not included

The estimate does not automatically include every fee, rule, timing difference or personal circumstance. Confirm the assumptions and any India-specific requirements before acting.

The live result above currently shows ₹2,16,000. Change the inputs and compare scenarios to see how sensitive the estimate is.

Back to calculator topics ↑

How to use the estimate

Use realistic inputs, compare more than one scenario and keep a copy of the result. Revisit the calculation whenever your circumstances or the applicable rules change.

The live result above currently shows ₹2,16,000. Change the inputs and compare scenarios to see how sensitive the estimate is.

Back to calculator topics ↑

Source & review statusOfficial reference ↗
Formula reviewed

India-specific contextValues use Indian numbering and ₹ amounts.

Important noteFor planning and educational use.

Your privacy mattersInputs remain on your device.

Important assumptions

Frequently asked questions

How is this result calculated?+

The result uses the standard formula for this calculator and the live values you entered.

Can I change the assumptions?+

Yes. Every input is editable and the result updates immediately.

Does this include every fee and rule?+

No. Review the limitations and confirm current official guidance before acting.

Can I save or print my result?+

Yes. Use the actions at the top of the page.

Official sources & assumptions

This calculator is for planning. Check the applicable official source before acting on a tax, investment, property, or employment decision.

Review statusFormula and source reviewed
Period: 2026-27

Not includedEligibility, salary definition, landlord requirements and regime selection must be confirmed.

Before you rely on it

Use the result as a planning estimate and complete these checks before making a decision.

Review methodology →

Related calculators

Continue planning with another India-specific calculator.